Faith and Finances, Friends or Foes?
If you've ever felt tension between wealth and spirituality, you're not
alone.
Many believers ask:
- Is it okay to desire wealth as a
Christian?
- Shouldn't I just be content with
what I have?
- How can I be financially
successful without compromising my faith?
The truth is, the Bible never condemns wealth. It repeatedly warns
against the love of money. There is a difference.
So, what separates wealthy Christians who honor God from those who simply
chase riches?
In this post, we’ll explore 7 little-known biblical habits that
financially blessed believers consistently practice. These aren't gimmicks or
overnight hacks, but deeply rooted disciplines from Scripture that lead to
lasting prosperity with purpose.
Is It Biblical to Be
Wealthy?
Yes. When wealth is submitted to God and used as a tool, not a trophy, it
can be a blessing.
Clarifying with Scripture:
“The blessing of the Lord makes one rich, and He adds no sorrow with it.” (Proverbs 10:22)
“Remember the Lord your God, for it is He who gives you the power to
produce wealth.” (Deuteronomy 8:18)
Wealth is not evil. It reflects the heart of the one who holds it.
1. They Obey the Financial Whisper of
the Holy Spirit
Many Christians focus on budgeting, which is wise. But wealthy believers
often attribute their breakthroughs to one powerful but overlooked habit:
They listen to the Holy Spirit about their finances.
They ask:
- “Lord, should I invest in this?”
- “Do You want me to give right
now?”
- “Is this client part of Your plan
for me?”
God cares about more than just your Sunday tithe. He wants to guide your
everyday money decisions.
Biblical Foundation:
“My sheep hear My voice, and I know them, and they follow Me.” (John 10:27)
“In all your ways acknowledge Him, and He shall direct your paths.”
(Proverbs 3:6)
Example:
A business owner once felt led to turn down a million-naira deal because
something didn’t feel right. Months later, the client was exposed for fraud.
Obedience saved his business.
Try This:
Begin praying over every financial decision, not just the major ones. God wants
to be involved in all of it.
2. They Build Multiple Streams of
Income, Based on Biblical Wisdom
Some Christians believe focusing on one job is the only spiritual path.
Wealthy believers understand that financial diversity is not doubt, it is
wisdom.
Ecclesiastes 11:2 (NIV):
“Invest in seven ventures, yes, in eight. You do not know what disaster
may come upon the land.”
Wealthy Christians:
- Build side businesses or projects
- Create value in more than one
market
- Refuse to depend on one income
stream alone
They know that God can bless multiple areas of provision. Money flows
where wisdom and diligence are applied.
3. They Practice Strategic Generosity
Tithing is foundational, but wealthy Christians go further. They practice
radical generosity, and they do so with intentionality and purpose.
They:
- Quietly fund mission work and
church plants
- Support education or healthcare
for those in need
- Give strategically, with wisdom
and spiritual discernment
Proverbs 11:25:
“A generous person will prosper. Whoever refreshes others will be
refreshed.”
2 Corinthians 9:6-8:
“Whoever sows sparingly will also reap sparingly… God loves a cheerful
giver.”
Wealthy Christians understand that generosity is not loss. It is
multiplication.
4. They Speak Faith Over Their
Finances
This is a powerful yet rarely discussed habit. Wealthy Christians
consistently speak words of life and faith over their money.
They declare what God says.
Examples of Faith Declarations:
- “God is my Source. I will not
lack.”
- “My hands are blessed. Everything
I touch prospers.”
- “Provision flows to me according
to His riches in glory.”
Supporting Scriptures:
“Death and life are in the power of the tongue.” (Proverbs 18:21)
“Let the weak say, ‘I am strong.’” (Joel 3:10)
When you align your speech with God’s promises, your mindset and actions
follow.
5. They Build With Generational Vision
While some people earn just enough to survive, wealthy Christians operate
with legacy in mind.
They ask, “How will this decision impact my children, and my children’s
children?”
“A good person leaves an inheritance for their children’s children.” (Proverbs 13:22)
They:
- Establish long-term financial
strategies
- Teach their children biblical
stewardship
- Refuse to leave only memories,
but assets and opportunity
This is not about idolizing money. It is about legacy stewardship.
6. They Partner Their Finances With
God’s Kingdom Purposes
Wealthy Christians make it a habit to support what God is building. They
see money as a servant to the gospel.
They regularly sow into:
- Local and global missions
- Evangelism and discipleship
projects
- Christian media and education
- Ministries that reach the poor
and oppressed
“Seek first the kingdom of God, and all these things will be added to
you.” (Matthew 6:33)
Wealth flows to the believer who connects their income to God's eternal
agenda.
7. They Work With Excellence and
Integrity
Their work is not just labor. It is worship.
Whether it is teaching, coding, building, or baking, they work with a
sense of purpose, knowing they represent Christ.
Colossians 3:23:
“Whatever you do, work at it with all your heart, as working for the
Lord, not for human masters.”
Wealthy Christians understand that sloppy work repels opportunity.
Excellence opens doors that prayer alone cannot.
They:
- Show up prepared
- Deliver results
- Practice fairness and honesty
- Treat clients and staff with love
and respect
God blesses this kind of diligence.
Do Christians Have to
Be Poor to Be Humble?
No. Humility is not about how much you have, but how you handle it.
Abraham was rich. So was Job, David, Solomon, Lydia, and Joseph of
Arimathea. Yet they all honored God.
Biblical humility means using your influence and resources to serve, not
dominate.
Is It Biblical to Build Wealth?
Yes. God gives the ability to create wealth for the purpose of covenant
and legacy.
“The Lord will grant you abundant prosperity… The Lord will open the
heavens, the storehouse of His bounty.” (Deuteronomy 28:11-12)
Wealth becomes dangerous only when it is disconnected from purpose and
righteousness.
How You Can Start Practicing These
Habits Today
Here are some practical ways to apply what you’ve learned:
Step 1: Pray Over Your Finances Weekly
Invite God into every decision. He will guide you.
Step 2: Study Scripture on Financial
Wisdom
Start with Proverbs, Ecclesiastes, and Deuteronomy 8.
Step 3: Find a Christian Financial
Mentor
Don’t walk alone. Get insight from someone wise and godly.
Step 4: Start With One Habit Each
Month
Take small steps. Build gradually and consistently.
Wealth Is Not the Goal. Stewardship Is.
In the hands of a surrendered believer, money becomes a tool:
- For evangelism
- For discipleship
- For compassion
- For legacy
- For freedom
Wealth is not a sign of superiority. It is an opportunity for
stewardship.
“The earth is the Lord’s and everything in it.” (Psalm 24:1)
God desires for you to manage His resources well, bless others, and
glorify Him in all things.
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