Top 15 Most Affordable Christian Health Insurance Plans in Nigeria (2025)

1. Reliance HMO – Basic Plan

• Monthly Fee: ₦3,500 – ₦6,000
• Coverage: Outpatient, hospitalization, antenatal, specialist consultation
• Faith Fit: Offers custom plans for churches & ministries
• Why Choose It: Digital-friendly, quick access to care nationwide

🔗 Visit: www.reliancehmo.com

2. AXA Mansard Health – Starter Plan

• Monthly Fee: ₦2,500 – ₦7,000
• Coverage: Consultations, drugs, labs, emergency care
• Faith Fit: Offers NGO/faith-group insurance packages
• Bonus: Strong hospital network nationwide

🔗 Visit: www.axamansard.com

3. Hygeia HMO – Individual Classic Plan

• Monthly Fee: ₦4,000 – ₦8,500
• Coverage: General consultation, basic surgery, maternity
• Faith Fit: Available to churches & religious institutions
• Notable: Over 1,000 hospitals in network

🔗 Visit: www.hygeiahmo.com

4. RedCare HMO – Family Bronze Plan

• Annual Fee: ₦95,000 for a family of four
• Coverage: GP visits, specialist care, scans, immunization
• Faith Fit: Recommended by several church-based NGOs
• Strength: Simple claim process

🔗 Visit: www.redcarehmo.com

5. Avon HMO – Life Starter Plan

• Monthly Fee: ₦3,000
• Coverage: Basic illness treatment, drugs, emergency care
• Faith Fit: Ministry group options available
• Bonus: 24/7 Telemedicine

🔗 Visit: www.avonhealthcare.com

6. MetroHealth HMO – Personal Plan

• Monthly Fee: ₦3,500 – ₦5,000
• Coverage: OPD, medical tests, antenatal
• Faith Fit: Popular among Christian schools and churches

🔗 Visit: www.metrohealthhmo.com

7. Total Health Trust (Liberty Blue Plan)

• Monthly Fee: ₦4,000
• Coverage: GP visits, investigations, surgeries
• Faith Fit: Available for Christian universities and institutions

🔗 Visit: www.totalhealthtrust.com

8. Ultimate Health HMO – Gold Care

• Monthly Fee: ₦5,500
• Coverage: Advanced OPD, minor surgery, dental care
• Faith Fit: Offers plans tailored to churches

🔗 Visit: www.ultimatehealthhmo.com

9. Hallmark HMO – Essential Plan

• Monthly Fee: ₦3,000
• Coverage: Core services + emergency treatment
• Faith Fit: Supports Christian NGOs and group plans

🔗 Visit: www.hallmarkhmo.com

10. Integrated Healthcare HMO – Standard Plan

• Monthly Fee: ₦3,000 – ₦6,000
• Coverage: General outpatient + maternity + minor surgery
• Faith Fit: Faith-based organizations qualify for discounts

🔗 Visit: www.integratedhealthcareltd.com

11. Novo Health Africa – MiniCare Plan

• Monthly Fee: ₦2,800
• Coverage: Primary health care and basic labs
• Faith Fit: Flexible for rural ministries and missions

🔗 Visit: www.novohealthafrica.com

12. Prepaid Medicare Services

• Monthly Fee: ₦2,500
• Coverage: Basic outpatient + emergency care
• Faith Fit: Good for student fellowships and low-income ministries

🔗 Visit: www.prepaidmedicareng.com

13. Mediplan HMO – Bronze Plan

• Monthly Fee: ₦3,200
• Coverage: General check-ups, diagnostics, immunization
• Faith Fit: Works well for church school staff

🔗 Visit: www.mediplanhealthcare.com

14. Anchor HMO – Family Plan

• Annual Fee: ₦90,000 for a family of four
• Coverage: Full OPD, pediatric, and maternity
• Faith Fit: Named “Anchor” for a reason—popular with churches

🔗 Visit: www.anchorhmo.com

15. Nigerian Christian Hospital Co-op Medical Plan (Private)

• Monthly Fee: ₦2,000 – ₦5,000 (for missionaries and Christian workers)
• Coverage: In-house treatment, minor surgeries, and spiritual support
• Faith Fit: 100% Christian hospital – offers prayer + health

🔗 [Visit: Search "Nigerian Christian Hospital" in Aba or contact Church of Christ Missions]

 Christian Wisdom in Health Planning

Christians are not called to live in fear—but neither are we called to live without wisdom.

“The horse is made ready for the day of battle, but victory belongs to the Lord.” – Proverbs 21:31

Choosing a faith-aligned health insurance plan is a smart, spiritual, and strategic move. These affordable options ensure your family, ministry, or staff are protected without compromising Christian values.